SR 22 Insurance In Virginia Beach
SR22 insurance in Virginia Beach is required for a number of reasons. A DUI can be catastrophic for your reputation, but it can also be devastating for your insurance premiums. SR22 insurance is a document that you will need to file every year for a designated time. It may be necessary to SR22 insurance every year for up to 5 years. This is the only way to retain car insurance if you are convicted of a DUI.
Other Reasons to Get SR22 Insurance
SR22 insurance is necessary for more than DUI convictions. If you are convicted of operating a motor vehicle without insurance, you will have to carry SR22 insurance for 3 years. It is the same with driving when you have a suspended license.
If you have had several traffic citations, or get an over-abundance of tickets in a short period of time, you will probably have to get an SR22 insurance policy.
Keep It Current
If your SR22 insurance in Virginia Beach lapses or is canceled, your insurance policy can be canceled, as well. It is of vital importance to maintain this policy. Your insurance agent or insurance company in Virginia Beach can help you keep track of the regulations and stay on top of the paperwork.
You will probably have to pay at least $15 every time you file an SR22, and some filings cost as much as $25. Your insurance company will let you know how much to pay for this fee. Usually, your insurance agent will take care of this in a timely manner, so that you don’t get caught without the policy. It will be your financial responsibility, but they will do the work.
How to Avoid SR22 Insurance in Virginia Beach
The best way to avoid having to buy SR22 insurance in Virginia Beach is by maintaining your car insurance. This way, if you are involved in an accident – especially if it is your fault – you will not be required to buy the SR22.
In addition, drive safely, and drive sober. The most common causes of having to file SR22s are DUI and DWI convictions.
In Virginia Beach, your insurance agent is the best source for your SR22.