FR 44 INSURANCE

FR44 insurance in Virginia is required to prove financial responsibility if you are ever convicted of DUI or DWI. FR44 provides you with the minimum requirement of insurance. In Virginia, all drivers have to carry liability insurance on their motor vehicles

WHY DO YOU NEED FR 44?

If you are convicted of driving under the influence, you will have to get an FR44. But that’s not all. There are other reasons to get one of these insurance policies.

FR-44 certification is required for the following convictions:

  • Maiming while under the influence
  • Driving while under the influence of intoxicants or drugs
  • Driving while the driver’s license has been forfeited for a conviction or finding of not innocent in the case of a juvenile
  • Violation of the provisions of any federal law or law of any other state or any valid local ordinance similar to the above

MINIMUM COVERAGE

 

FR-44 liability insurance coverage limits are double the SR-22 insurance coverage limits. The minimum coverage you can carry on an FR44 insurance policy in Virginia Beach is a 50/100/40 policy. This means:

  • Bodily injury/death of one person $50,000
  • Bodily injury/death of two or more persons $100,000
  • Property damage $40,000

FEES AND CONSIDERATIONS

 

If you are convicted of a DUI or other alcohol-related crime, your driver’s license may be suspended for a period of time. You will have to have an FR44 in order to get your driver’s license again. Your insurance company can provide you a quote. Usually, the fee for the FR44 is added to your insurance bill. You will be issued a new Virginia Beach ID card on the same day you get your FR44 insurance.

To get you compliant and back on the road contact us today for a quote and for any queries you may have.

CONTACT OUR INSURANCE AGENCY RIGHT AWAY AT 757-285-4754 IN Virginia Beach, Virginia, for the absolute best rates on health, homeowners and auto insurance.

24/7 POLICY ACCESS, PAY A BILL, TRACK A CLAIM

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